How to Manage Money in School

💰 How to Handle Money in School Without Feeling Broke

Let’s be real—school can be expensive. Snacks, supplies, hanging out with friends… your cash disappears fast. But you don’t need a fat paycheck to start managing money. In fact, school is the perfect place to build habits that actually stick. Here’s how to stay in control without missing out.

1️⃣ Track Where It Goes
Write down what you spend for a week—snacks, rides, apps, whatever. Little expenses add up, and knowing where your money goes is half the battle.

2️⃣ Give Yourself a Budget
Even a tiny budget helps. Split your money into categories like food, fun, and savings. A plan—even a small one—prevents spending without thinking.

3️⃣ Save Something, Every Time
Even $1 or $2 per week counts. Saving teaches you to “pay yourself first” and builds a stash for bigger things you really want.

4️⃣ Cut Costs Smartly
Fun doesn’t have to cost a fortune. Look for student discounts, share subscriptions, buy used books, or pack snacks instead of buying on campus. Saving money doesn’t mean missing out—it means more cash for what really matters.

5️⃣ Make Extra Cash
Small side hustles go a long way—tutoring, babysitting, helping neighbours, or selling old stuff online. You’ll learn responsibility and have extra money for yourself.

6️⃣ Plan for Big Goals
Dreaming big helps you save smarter. Break goals into weekly chunks—new headphones, a trip, college savings. Hitting your target feels amazing because it’s all you.

7️⃣ Learn to Say “No”
Peer pressure is real, but it’s okay to skip a buy or suggest a cheaper plan with friends. You’ll thank yourself later.